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Payfort

Payfort

MENA e-commerce

VS

Borgun

Icelandic merchants

Borgun
Fees from
2.65% + AED 1 vs 1.4-2%
Features

1 shared

1 unique to Payfort
Regions

0 shared

1 unique to Payfort · 1 unique to Borgun
Pay methods

4 shared

3 unique to Payfort · 4 unique to Borgun
On payment methods

Borgun supports 8 payment methods, 1 more than Payfort. Verify directly with each provider before signing.

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Show full specs
2 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
Payfort Payfort
Borgun Borgun
Quick Facts
Fees
Standard transaction rate
2.65% + AED 1
1.4-2%
Settlement
Time to receive funds
2–3 business days
2–3 business days
Founded
2013
1904
Headquarters
Dubai, UAE
Reykjavik, Iceland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Payfort leads (2 vs 1)
Enterprise
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Borgun leads (8 vs 7)
Amex
✓
✓
Apple Pay
✓
✓
Bnpl Unique
✓
—
Contactless Unique
—
✓
Diners Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
—
✓
Installments Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Visa
✓
✓
Regions
Europe Unique
—
✓
Middle East Unique
✓
—

Payfort is best when you...

MENA e-commerce
Need Startup Friendly
Not available with Borgun
Want coverage in Middle East
Borgun doesn't cover this region
View Payfort

Borgun is best when you...

Icelandic merchants
Want coverage in Europe
Payfort doesn't cover this region
View Borgun

Frequently Asked Questions

What is the difference between Payfort and Borgun?
They share 4 payment methods and 0 regions. Payfort adds Buy Now Pay Later, Discover, Installments that Borgun does not list; Borgun adds Contactless, Diners Club, Google Pay and 1 more that Payfort does not list; Payfort also covers Middle East; Borgun also covers Europe.
Which is cheaper, Payfort or Borgun?
Payfort has published rates from 2.65% + AED 1; Borgun has published rates from 1.4-2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payfort and Borgun?
Payfort lists 1 region and 7 payment methods; Borgun lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payfort and Borgun compare on integration and settlement?
both offer a sandbox; both support webhooks; Payfort settles in 2–3 business days, Borgun in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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