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PayGate

PayGate

South African market

VS

Alipay

Chinese Consumers

Alipay
Fees from
2.95% vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

2 unique to PayGate · 5 unique to Alipay

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2 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
PayGate PayGate
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
2.95%
Custom
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
1999
2004
Headquarters
Johannesburg, South Africa
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Amex Unique
✓
—
Digital Wallet Unique
—
✓
Discover Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PayGate is best when you...

South African market
View PayGate

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with PayGate
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
PayGate doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between PayGate and Alipay?
They share 2 payment methods and 1 region. PayGate adds Amex, Discover that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that PayGate does not list; Alipay also covers Asia, Europe and 5 more; only Alipay offers Instant Payout.
Which is cheaper, PayGate or Alipay?
PayGate has published rates from 2.95%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayGate and Alipay?
PayGate lists 1 region and 4 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayGate and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayGate settles in 2–3 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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