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Paygatex

Paygatex

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
0.2%–1% vs Custom
Features

4 shared

5 unique to Paygatex · 1 unique to A-Pay
Regions

5 shared

3 unique to Paygatex · 1 unique to A-Pay
Pay methods

1 shared

17 unique to Paygatex · 18 unique to A-Pay

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Show full specs
10 features · 36 payment methods · 9 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2023
2021
Headquarters
Saint Kitts and Nevis
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 5)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 18)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Credit Card Unique
—
✓
Crypto
✓
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Invoice Unique
✓
—
Klarna Unique
—
✓
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Upi Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East
✓
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia
✓
✓

Paygatex is best when you...

Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in Global, Oceania, South America
A-Pay doesn't cover these regions
View Paygatex

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with Paygatex
Want coverage in Europe
Paygatex doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Paygatex and A-Pay?
They share 1 payment method and 5 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 14 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Paygatex does not list; Paygatex also covers Global, Oceania and 1 more; A-Pay also covers Europe.
Which is cheaper, Paygatex or A-Pay?
Paygatex has published rates from 0.2%–1%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and A-Pay?
Paygatex lists 8 regions and 18 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, A-Pay in 1–2 business days.

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