Paygatex
VS
Adyen
Platforms & Marketplaces
Fees from
0.2%–1% vs Interchange + + $0.3
Features
2 shared
7 unique to Paygatex · 1 unique to Adyen
Regions
6 shared
2 unique to Paygatex · 2 unique to Adyen
Pay methods
0 shared
18 unique to Paygatex · 37 unique to Adyen
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Show full specs 10 features · 55 payment methods · 10 regions. We
don't rank these — they're here for reference.
Show full specs
10 features · 55 payment methods · 10 regions. We
don't rank these — they're here for reference.
Paygatex AdyenQuick Facts
Fees
Standard transaction rate
0.2%–1%
Interchange + + $0.3
Settlement
Time to receive funds
Same day
1–3 business days
Founded
2023
2006
Headquarters
Saint Kitts and Nevis
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features Paygatex leads (9 vs 3)
Paygatex leads (9 vs 3)Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods Adyen leads (37 vs 18)
Adyen leads (37 vs 18)Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Blik Unique
—
✓
Bnb Unique
✓
—
Boleto Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Invoice Unique
✓
—
Jcb Unique
—
✓
Klarna Unique
—
✓
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Monero Unique
✓
—
Multibanco Unique
—
✓
Optimism Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Swish Unique
—
✓
Tron Unique
✓
—
Trustly Unique
—
✓
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Xrp Unique
✓
—
Regions
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania
✓
✓
South America Unique
✓
—
Southeast Asia
✓
✓
Paygatex is best when you...
Need Crypto Support
Not available with Adyen
Need High Risk Accepted
Not available with Adyen
Want coverage in Global, South America
Adyen doesn't cover these regions
Adyen is best when you...
Platforms & Marketplaces
Need Enterprise
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
Frequently Asked Questions
What is the difference between Paygatex and Adyen?
They share 0 payment methods and 6 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 34 more that Paygatex does not list; Paygatex also covers Global, South America; Adyen also covers Europe, North America.
Which is cheaper, Paygatex or Adyen?
Paygatex has published rates from 0.2%–1%; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Adyen?
Paygatex lists 8 regions and 18 payment methods; Adyen lists 8 and 37. both cover Africa, Asia, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Adyen in 1–3 business days.
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