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Paygatex

Paygatex

VS

Apple Pay

Mobile & contactless payments

Apple Pay
Fees from
0.2%–1% vs Custom
Features

2 shared

7 unique to Paygatex · 1 unique to Apple Pay
Regions

6 shared

2 unique to Paygatex · 2 unique to Apple Pay
Pay methods

0 shared

18 unique to Paygatex · 5 unique to Apple Pay

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10 features · 23 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Apple Pay Apple Pay
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Custom
Settlement
Time to receive funds
Same day
Varies by payment processor
Founded
2023
2014
Headquarters
Saint Kitts and Nevis
Cupertino, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
Paygatex leads (9 vs 3)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout
✓
✓
Low Fees
✓
✓
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 5)
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Nfc Unique
—
✓
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Xrp Unique
✓
—
Regions
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania
✓
✓
South America Unique
✓
—
Southeast Asia
✓
✓

Paygatex is best when you...

Need Crypto Support
Not available with Apple Pay
Need High Risk Accepted
Not available with Apple Pay
Want coverage in Global, South America
Apple Pay doesn't cover these regions
View Paygatex

Apple Pay is best when you...

Mobile & contactless payments
Need Enterprise
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Apple Pay

Frequently Asked Questions

What is the difference between Paygatex and Apple Pay?
They share 0 payment methods and 6 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that Apple Pay does not list; Apple Pay adds Apple Pay, Contactless, Credit Card and 2 more that Paygatex does not list; Paygatex also covers Global, South America; Apple Pay also covers Europe, North America.
Which is cheaper, Paygatex or Apple Pay?
Paygatex has published rates from 0.2%–1%; Apple Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Apple Pay?
Paygatex lists 8 regions and 18 payment methods; Apple Pay lists 8 and 5. both cover Africa, Asia, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Apple Pay compare on integration and settlement?
both offer a sandbox; Paygatex supports webhooks; Paygatex settles in Same day, Apple Pay in Varies by payment processor.

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