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Paygatex

Paygatex

VS

Bankful

High-Risk Multi-Vertical

Bankful
Fees from
0.2%–1% vs 4% - 7% per transaction
Features

3 shared

6 unique to Paygatex
Regions

0 shared

8 unique to Paygatex · 2 unique to Bankful
Pay methods

1 shared

17 unique to Paygatex · 7 unique to Bankful
On region

Paygatex covers 8 regions; Bankful covers 2. Verify directly with each provider before signing.

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Show full specs
9 features · 25 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Bankful Bankful
Quick Facts
Fees
Standard transaction rate
0.2%–1%
4% - 7% per transaction
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2023
2018
Headquarters
Saint Kitts and Nevis
United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 8)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Crypto
✓
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Instant Payout
Not available with Bankful
Need Low Fees
Not available with Bankful
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Bankful doesn't cover these regions
View Paygatex

Bankful is best when you...

High-Risk Multi-Vertical
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Bankful

Frequently Asked Questions

What is the difference between Paygatex and Bankful?
They share 1 payment method and 0 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 14 more that Bankful does not list; Bankful adds ACH, Amex, Apple Pay and 4 more that Paygatex does not list; Paygatex also covers Africa, Asia and 6 more; Bankful also covers Europe, North America.
Which is cheaper, Paygatex or Bankful?
Paygatex has published rates from 0.2%–1%; Bankful has published rates from 4% - 7% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Bankful?
Paygatex lists 8 regions and 18 payment methods; Bankful lists 2 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Bankful compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Bankful in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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