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Paygatex

Paygatex

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
0.2%–1% vs Interchange + 1%–2% + €0.3
Features

6 shared

3 unique to Paygatex · 3 unique to CatalystPay
Regions

3 shared

5 unique to Paygatex · 2 unique to CatalystPay
Pay methods

2 shared

16 unique to Paygatex · 10 unique to CatalystPay

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12 features · 28 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Same day
5–7 business days
Founded
2023
2019
Headquarters
Saint Kitts and Nevis
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees
✓
✓
Marketplace Support Unique
✓
—
Mobile Payments Unique
—
✓
Multi Currency
✓
✓
Recurring Billing
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Virtual Terminal Unique
—
✓
Payment Methods
Paygatex leads (18 vs 12)
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bitcoin
✓
✓
Bnb Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Invoice Unique
✓
—
Lightning Network
✓
✓
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Sepa Direct Debit Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 5)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Global
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia
✓
✓

Paygatex is best when you...

Need Instant Payout
Not available with CatalystPay
Need Marketplace Support
Not available with CatalystPay
Want coverage in Africa, Asia, Latin America, Oceania, South America
CatalystPay doesn't cover these regions
View Paygatex

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with Paygatex
Need Mobile Payments
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between Paygatex and CatalystPay?
They share 2 payment methods and 3 regions. Paygatex adds Arbitrum, BNB, Crypto and 13 more that CatalystPay does not list; CatalystPay adds Apple Pay, Cartes Bancaires, Credit Card and 7 more that Paygatex does not list; Paygatex also covers Africa, Asia and 3 more; CatalystPay also covers Europe, North America.
Which is cheaper, Paygatex or CatalystPay?
Paygatex has published rates from 0.2%–1%; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and CatalystPay?
Paygatex lists 8 regions and 18 payment methods; CatalystPay lists 5 and 12. both cover Global, Middle East, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, CatalystPay in 5–7 business days.

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