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Paygatex

Paygatex

VS

Circle

USDC Infrastructure

Circle
Fees from
0.2%–1% vs Custom
Features

2 shared

7 unique to Paygatex · 1 unique to Circle
Regions

1 shared

7 unique to Paygatex · 2 unique to Circle
Pay methods

3 shared

15 unique to Paygatex
On payment methods

Paygatex supports 18 payment methods, 15 more than Circle. Verify directly with each provider before signing.

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10 features · 18 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Circle Circle
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Custom
Settlement
Time to receive funds
Same day
Instant
Founded
2023
2013
Headquarters
Saint Kitts and Nevis
Boston, Massachusetts
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 3)
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Crypto
✓
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin
✓
✓
Tron Unique
✓
—
Usdc
✓
✓
Usdt Unique
✓
—
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Instant Payout
Not available with Circle
Need Low Fees
Not available with Circle
Want coverage in Africa, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Circle doesn't cover these regions
View Paygatex

Circle is best when you...

USDC Infrastructure
Need Enterprise
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Circle

Frequently Asked Questions

What is the difference between Paygatex and Circle?
They share 3 payment methods and 1 region. Paygatex adds Arbitrum, Bitcoin, BNB and 12 more that Circle does not list; Paygatex also covers Africa, Global and 5 more; Circle also covers Europe, North America; only Paygatex offers Instant Payout, Low Fees and 5 more.
Which is cheaper, Paygatex or Circle?
Paygatex has published rates from 0.2%–1%; Circle has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Circle?
Paygatex lists 8 regions and 18 payment methods; Circle lists 3 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Circle compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Circle in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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