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Paygatex

Paygatex

VS

Fiserv

Financial institutions

Fiserv
Fees from
0.2%–1% vs Custom
Features

1 shared

8 unique to Paygatex · 1 unique to Fiserv
Regions

5 shared

3 unique to Paygatex · 2 unique to Fiserv
Pay methods

0 shared

18 unique to Paygatex · 17 unique to Fiserv

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10 features · 35 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Fiserv Fiserv
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2023
1984
Headquarters
Saint Kitts and Nevis
Milwaukee, Wisconsin, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Paygatex leads (18 vs 17)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Blik Unique
—
✓
Bnb Unique
✓
—
Crypto Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Invoice Unique
✓
—
Jcb Unique
—
✓
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Twint Unique
—
✓
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania
✓
✓
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Crypto Support
Not available with Fiserv
Need High Risk Accepted
Not available with Fiserv
Want coverage in Global, South America, Southeast Asia
Fiserv doesn't cover these regions
View Paygatex

Fiserv is best when you...

Financial institutions
Need Enterprise
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Fiserv

Frequently Asked Questions

What is the difference between Paygatex and Fiserv?
They share 0 payment methods and 5 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that Fiserv does not list; Fiserv adds Alipay, Amex, Apple Pay and 14 more that Paygatex does not list; Paygatex also covers Global, South America and 1 more; Fiserv also covers Europe, North America.
Which is cheaper, Paygatex or Fiserv?
Paygatex has published rates from 0.2%–1%; Fiserv has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Fiserv?
Paygatex lists 8 regions and 18 payment methods; Fiserv lists 7 and 17. both cover Africa, Asia, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Fiserv compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Fiserv in 1–2 business days.

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