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Paygatex

Paygatex

VS

FMPay

FMPay
Fees from
0.2%–1% vs Custom
Features

2 shared

7 unique to Paygatex · 1 unique to FMPay
Regions

0 shared

8 unique to Paygatex · 1 unique to FMPay
Pay methods

0 shared

18 unique to Paygatex · 3 unique to FMPay
On payment methods

Paygatex supports 18 payment methods, 15 more than FMPay. Verify directly with each provider before signing.

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Show full specs
10 features · 21 payment methods · 9 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
FMPay FMPay
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Custom
Settlement
Time to receive funds
Same day
Instant
Founded
2023
2018
Headquarters
Saint Kitts and Nevis
Cheltenham, United Kingdom
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paygatex leads (9 vs 3)
Crypto Support Unique
✓
—
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Virtual Items Unique
—
✓
Payment Methods
Paygatex leads (18 vs 3)
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Crypto Unique
✓
—
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Crypto Support
Not available with FMPay
Need Low Fees
Not available with FMPay
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
FMPay doesn't cover these regions
View Paygatex

FMPay is best when you...

Need Virtual Items
Not available with Paygatex
Want coverage in Europe
Paygatex doesn't cover this region
View FMPay

Frequently Asked Questions

What is the difference between Paygatex and FMPay?
They share 0 payment methods and 0 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that FMPay does not list; FMPay adds Mastercard, UnionPay, Visa that Paygatex does not list; Paygatex also covers Africa, Asia and 6 more; FMPay also covers Europe.
Which is cheaper, Paygatex or FMPay?
Paygatex has published rates from 0.2%–1%; FMPay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and FMPay?
Paygatex lists 8 regions and 18 payment methods; FMPay lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and FMPay compare on integration and settlement?
Paygatex offers a sandbox, FMPay does not list one; Paygatex supports webhooks; Paygatex settles in Same day, FMPay in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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