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Paygatex

Paygatex

VS

HighRiskPay

US High-Risk Merchants

HighRiskPay
Fees from
0.2%–1% vs 1.79% - 2.95% + $0.25 per transaction + $9.95 monthly (varies by industry and credit profile)
Features

1 shared

8 unique to Paygatex
Regions

0 shared

8 unique to Paygatex · 1 unique to HighRiskPay
Pay methods

0 shared

18 unique to Paygatex · 3 unique to HighRiskPay
On region

Paygatex covers 8 regions; HighRiskPay covers 1. Verify directly with each provider before signing.

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Show full specs
9 features · 21 payment methods · 9 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
HighRiskPay HighRiskPay
Quick Facts
Fees
Standard transaction rate
0.2%–1%
1.79% - 2.95% + $0.25 per transaction + $9.95 monthly (varies by industry and credit profile)
Settlement
Time to receive funds
Same day
—
Founded
2023
1997
Headquarters
Saint Kitts and Nevis
United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paygatex leads (9 vs 1)
Crypto Support Unique
✓
—
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 3)
Amex Unique
—
✓
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Crypto Unique
✓
—
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Crypto Support
Not available with HighRiskPay
Need Instant Payout
Not available with HighRiskPay
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
HighRiskPay doesn't cover these regions
View Paygatex

HighRiskPay is best when you...

US High-Risk Merchants
Want coverage in North America
Paygatex doesn't cover this region
View HighRiskPay

Frequently Asked Questions

What is the difference between Paygatex and HighRiskPay?
They share 0 payment methods and 0 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that HighRiskPay does not list; HighRiskPay adds Amex, Mastercard, Visa that Paygatex does not list; Paygatex also covers Africa, Asia and 6 more; HighRiskPay also covers North America.
Which is cheaper, Paygatex or HighRiskPay?
Paygatex has published rates from 0.2%–1%; HighRiskPay has published rates from 1.79% - 2.95% + $0.25 per transaction + $9.95 monthly (varies by industry and credit profile). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and HighRiskPay?
Paygatex lists 8 regions and 18 payment methods; HighRiskPay lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and HighRiskPay compare on integration and settlement?
Paygatex offers a sandbox, HighRiskPay does not list one; Paygatex supports webhooks; Paygatex publishes a settlement time of Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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