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Paygatex

Paygatex

VS

Luno

L
Fees from
0.2%–1% vs Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule.
Features

1 shared

8 unique to Paygatex
Regions

4 shared

4 unique to Paygatex · 1 unique to Luno
Pay methods

2 shared

16 unique to Paygatex · 1 unique to Luno
On fees

Paygatex publishes 0.2%–1% from. Luno publishes Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule. from. Verify directly with each provider before signing.

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Show full specs
9 features · 19 payment methods · 9 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Luno
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule.
Settlement
Time to receive funds
Same day
—
Founded
2023
2013
Headquarters
Saint Kitts and Nevis
London, United Kingdom
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paygatex leads (9 vs 1)
Crypto Support
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 3)
Arbitrum Unique
✓
—
Bitcoin
✓
✓
Bnb Unique
✓
—
Crypto Unique
✓
—
Dogecoin Unique
✓
—
Ethereum
✓
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Oceania
✓
✓
South America Unique
✓
—
Southeast Asia
✓
✓

Paygatex is best when you...

Need High Risk Accepted
Not available with Luno
Need Instant Payout
Not available with Luno
Want coverage in Global, Latin America, Middle East, South America
Luno doesn't cover these regions
View Paygatex

Luno is best when you...

Want coverage in Europe
Paygatex doesn't cover this region
View Luno

Frequently Asked Questions

What is the difference between Paygatex and Luno?
They share 2 payment methods and 4 regions. Paygatex adds Arbitrum, BNB, Crypto and 13 more that Luno does not list; Luno adds SEPA that Paygatex does not list; Paygatex also covers Global, Latin America and 2 more; Luno also covers Europe.
Which is cheaper, Paygatex or Luno?
Paygatex has published rates from 0.2%–1%; Luno has published rates from Tiered maker/taker fees with volume discounts; API is free to use. See luno.com/fees for current schedule.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Luno?
Paygatex lists 8 regions and 18 payment methods; Luno lists 5 and 3. both cover Africa, Asia, Oceania and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Luno compare on integration and settlement?
Paygatex offers a sandbox, Luno does not list one; Paygatex supports webhooks; Paygatex publishes a settlement time of Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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