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Paygatex

Paygatex

VS

Lunu

Crypto POS Payments

Lunu
Fees from
0.2%–1% vs 1% per transaction
Features

3 shared

6 unique to Paygatex
Regions

0 shared

8 unique to Paygatex · 2 unique to Lunu
Pay methods

4 shared

14 unique to Paygatex
On settlement

Paygatex settles in Same day; Lunu settles in Instant. Verify directly with each provider before signing.

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Show full specs
9 features · 18 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Lunu Lunu
Quick Facts
Fees
Standard transaction rate
0.2%–1%
1% per transaction
Settlement
Time to receive funds
Same day
Instant
Founded
2023
2019
Headquarters
Saint Kitts and Nevis
Tallinn, Estonia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees
✓
✓
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 4)
Arbitrum Unique
✓
—
Bitcoin
✓
✓
Bnb Unique
✓
—
Crypto Unique
✓
—
Dogecoin Unique
✓
—
Ethereum
✓
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin
✓
✓
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt
✓
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Instant Payout
Not available with Lunu
Need Marketplace Support
Not available with Lunu
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Lunu doesn't cover these regions
View Paygatex

Lunu is best when you...

Crypto POS Payments
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Lunu

Frequently Asked Questions

What is the difference between Paygatex and Lunu?
They share 4 payment methods and 0 regions. Paygatex adds Arbitrum, BNB, Crypto and 11 more that Lunu does not list; Paygatex also covers Africa, Asia and 6 more; Lunu also covers Europe, North America; only Paygatex offers Instant Payout, Marketplace Support and 4 more.
Which is cheaper, Paygatex or Lunu?
Paygatex has published rates from 0.2%–1%; Lunu has published rates from 1% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Lunu?
Paygatex lists 8 regions and 18 payment methods; Lunu lists 2 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Lunu compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Lunu in Instant.

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