Paygatex

Paygatex

VS

Malum Payments

Card-to-crypto payments

Malum Payments
Fees from
0.2%–1% vs 7% + $0.3
Features

6 shared

3 unique to Paygatex · 1 unique to Malum Payments
Regions

6 shared

2 unique to Paygatex · 2 unique to Malum Payments
Pay methods

5 shared

13 unique to Paygatex · 3 unique to Malum Payments

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Show full specs
10 features · 21 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Malum Payments Malum Payments
Quick Facts
Fees
Standard transaction rate
0.2%–1%
7% + $0.3
Settlement
Time to receive funds
Same day
Instant to 7 business days
Founded
2023
2022
Headquarters
Saint Kitts and Nevis
Mahe, Seychelles
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 7)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Low Fees
✓
✓
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Paygatex leads (18 vs 8)
Arbitrum Unique
✓
—
Bitcoin
✓
✓
Bnb Unique
✓
—
Crypto Unique
✓
—
Dogecoin Unique
✓
—
Ethereum
✓
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin
✓
✓
Mastercard Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc
✓
✓
Usdt
✓
✓
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Global
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America Unique
—
✓
Oceania
✓
✓
South America
✓
✓
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Marketplace Support
Not available with Malum Payments
Need Multi Currency
Not available with Malum Payments
Want coverage in Latin America, Southeast Asia
Malum Payments doesn't cover these regions
View Paygatex

Malum Payments is best when you...

Card-to-crypto payments
Need Enterprise
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Malum Payments

Frequently Asked Questions

What is the difference between Paygatex and Malum Payments?
They share 5 payment methods and 6 regions. Paygatex adds Arbitrum, BNB, Crypto and 10 more that Malum Payments does not list; Malum Payments adds Mastercard, SEPA, Visa that Paygatex does not list; Paygatex also covers Latin America, Southeast Asia; Malum Payments also covers Europe, North America.
Which is cheaper, Paygatex or Malum Payments?
Paygatex has published rates from 0.2%–1%; Malum Payments has published rates from 7% + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Malum Payments?
Paygatex lists 8 regions and 18 payment methods; Malum Payments lists 8 and 8. both cover Africa, Asia, Global and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Malum Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Malum Payments in Instant to 7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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