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Paygatex

Paygatex

VS

Mercuryo

Crypto Payment Gateway

Mercuryo
Fees from
0.2%–1% vs 1-3.95% depending on method
Features

2 shared

7 unique to Paygatex
Regions

1 shared

7 unique to Paygatex · 1 unique to Mercuryo
Pay methods

3 shared

15 unique to Paygatex · 3 unique to Mercuryo
On settlement

Paygatex settles in Same day; Mercuryo settles in Near-instant. Verify directly with each provider before signing.

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Show full specs
9 features · 21 payment methods · 9 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Mercuryo Mercuryo
Quick Facts
Fees
Standard transaction rate
0.2%–1%
1-3.95% depending on method
Settlement
Time to receive funds
Same day
Near-instant
Founded
2023
2018
Headquarters
Saint Kitts and Nevis
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 2)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 6)
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin
✓
✓
Bnb Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Dogecoin Unique
✓
—
Ethereum
✓
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Solana Unique
✓
—
Stablecoin
✓
✓
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Instant Payout
Not available with Mercuryo
Need Low Fees
Not available with Mercuryo
Want coverage in Africa, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Mercuryo doesn't cover these regions
View Paygatex

Mercuryo is best when you...

Crypto Payment Gateway
Want coverage in Europe
Paygatex doesn't cover this region
View Mercuryo

Frequently Asked Questions

What is the difference between Paygatex and Mercuryo?
They share 3 payment methods and 1 region. Paygatex adds Arbitrum, BNB, Crypto and 12 more that Mercuryo does not list; Mercuryo adds Bank Transfer, Credit Card, Debit Card that Paygatex does not list; Paygatex also covers Africa, Global and 5 more; Mercuryo also covers Europe.
Which is cheaper, Paygatex or Mercuryo?
Paygatex has published rates from 0.2%–1%; Mercuryo has published rates from 1-3.95% depending on method. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Mercuryo?
Paygatex lists 8 regions and 18 payment methods; Mercuryo lists 2 and 6. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Mercuryo compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Mercuryo in Near-instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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