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Paygatex

Paygatex

VS

MoonPay

Crypto on-ramp

MoonPay
Fees from
0.2%–1% vs 4.5% card; 1% bank transfer
Features

2 shared

7 unique to Paygatex · 1 unique to MoonPay
Regions

2 shared

6 unique to Paygatex · 2 unique to MoonPay
Pay methods

1 shared

17 unique to Paygatex · 9 unique to MoonPay
On licensing

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Show full specs
10 features · 27 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
MoonPay MoonPay
Quick Facts
Fees
Standard transaction rate
0.2%–1%
4.5% card; 1% bank transfer
Settlement
Time to receive funds
Same day
Same day
Founded
2023
2019
Headquarters
Saint Kitts and Nevis
Miami, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 10)
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Credit Card Unique
—
✓
Crypto
✓
✓
Debit Card Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Faster Payments Unique
—
✓
Google Pay Unique
—
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Venmo Unique
—
✓
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Instant Payout
Not available with MoonPay
Need Low Fees
Not available with MoonPay
Want coverage in Africa, Global, Middle East, Oceania, South America, Southeast Asia
MoonPay doesn't cover these regions
View Paygatex

MoonPay is best when you...

Crypto on-ramp
Need Enterprise
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View MoonPay

Frequently Asked Questions

What is the difference between Paygatex and MoonPay?
They share 1 payment method and 2 regions. Paygatex adds Arbitrum, Bitcoin, BNB and 14 more that MoonPay does not list; MoonPay adds Apple Pay, Bank Transfer, Credit Card and 6 more that Paygatex does not list; Paygatex also covers Africa, Global and 4 more; MoonPay also covers Europe, North America.
Which is cheaper, Paygatex or MoonPay?
Paygatex has published rates from 0.2%–1%; MoonPay has published rates from 4.5% card; 1% bank transfer. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and MoonPay?
Paygatex lists 8 regions and 18 payment methods; MoonPay lists 4 and 10. both cover Asia, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and MoonPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, MoonPay in Same day.

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