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Paygatex

Paygatex

VS

Onramper

Crypto Ramp Aggregation

Onramper
Fees from
0.2%–1% vs Custom
Features

2 shared

7 unique to Paygatex · 1 unique to Onramper
Regions

1 shared

7 unique to Paygatex · 2 unique to Onramper
Pay methods

2 shared

16 unique to Paygatex · 9 unique to Onramper
On licensing

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Show full specs
10 features · 27 payment methods · 10 regions. We don't rank these — they're here for reference.
Paygatex Paygatex
Onramper Onramper
Quick Facts
Fees
Standard transaction rate
0.2%–1%
Custom
Settlement
Time to receive funds
Same day
Near-instant
Founded
2023
2020
Headquarters
Saint Kitts and Nevis
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paygatex leads (18 vs 11)
Ach Unique
—
✓
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin
✓
✓
Bnb Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Dogecoin Unique
✓
—
Ethereum
✓
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Invoice Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Xrp Unique
✓
—
Regions
Paygatex leads (8 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Paygatex is best when you...

Need Instant Payout
Not available with Onramper
Need Low Fees
Not available with Onramper
Want coverage in Africa, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Onramper doesn't cover these regions
View Paygatex

Onramper is best when you...

Crypto Ramp Aggregation
Need Instant Sandbox
Not available with Paygatex
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Onramper

Frequently Asked Questions

What is the difference between Paygatex and Onramper?
They share 2 payment methods and 1 region. Paygatex adds Arbitrum, BNB, Crypto and 13 more that Onramper does not list; Onramper adds ACH, Apple Pay, Bank Transfer and 6 more that Paygatex does not list; Paygatex also covers Africa, Global and 5 more; Onramper also covers Europe, North America.
Which is cheaper, Paygatex or Onramper?
Paygatex has published rates from 0.2%–1%; Onramper has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paygatex and Onramper?
Paygatex lists 8 regions and 18 payment methods; Onramper lists 3 and 11. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paygatex and Onramper compare on integration and settlement?
both offer a sandbox; both support webhooks; Paygatex settles in Same day, Onramper in Near-instant.

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