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PayIt

PayIt

Government Bill Payments

VS

PayArc

Transparent Merchant Processing

PayArc
Fees from
Custom vs Interchange-plus from 0.15%
Features

0 shared

1 unique to PayIt · 2 unique to PayArc
Regions

1 shared

Pay methods

3 shared

3 unique to PayIt · 3 unique to PayArc
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 1 regions. We don't rank these — they're here for reference.
PayIt PayIt
PayArc PayArc
Quick Facts
Fees
Standard transaction rate
Custom
Interchange-plus from 0.15%
Settlement
Time to receive funds
—
—
Founded
2013
2016
Headquarters
Kansas City, Missouri
United States
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
PayArc leads (2 vs 1)
Enterprise Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Ach
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Cash Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
North America
✓
✓

PayIt is best when you...

Government Bill Payments
Need Enterprise
Not available with PayArc
View PayIt

PayArc is best when you...

Transparent Merchant Processing
Need Low Fees
Not available with PayIt
Need Startup Friendly
Not available with PayIt
View PayArc

Frequently Asked Questions

What is the difference between PayIt and PayArc?
They share 3 payment methods and 1 region. PayIt adds Cash, Credit Card, Debit Card that PayArc does not list; PayArc adds Amex, Mastercard, Visa that PayIt does not list; only PayIt offers Enterprise; only PayArc offers Low Fees, Startup Friendly.
Which is cheaper, PayIt or PayArc?
PayIt has custom pricing quoted on engagement; PayArc has published rates from Interchange-plus from 0.15%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayIt and PayArc?
PayIt lists 1 region and 6 payment methods; PayArc lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayIt and PayArc compare on integration and settlement?
PayArc offers a sandbox, PayIt does not list one; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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