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PayJunction

PayJunction

Paperless Payments

VS

InstaMed

Healthcare Payment Network

InstaMed
Fees from
Interchange + 1.49% + $0.15 vs Custom
Features

0 shared

1 unique to PayJunction · 1 unique to InstaMed
Regions

1 shared

Pay methods

4 shared

2 unique to InstaMed

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Show full specs
2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
PayJunction PayJunction
InstaMed InstaMed
Quick Facts
Fees
Standard transaction rate
Interchange + 1.49% + $0.15
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
2000
2004
Headquarters
Santa Barbara, California
Philadelphia, Pennsylvania
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
InstaMed leads (6 vs 4)
Ach
✓
✓
Apple Pay Unique
—
✓
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
Regions
North America
✓
✓

PayJunction is best when you...

Paperless Payments
Need Low Fees
Not available with InstaMed
View PayJunction

InstaMed is best when you...

Healthcare Payment Network
Need Enterprise
Not available with PayJunction
View InstaMed

Frequently Asked Questions

What is the difference between PayJunction and InstaMed?
They share 4 payment methods and 1 region. InstaMed adds Apple Pay, Google Pay that PayJunction does not list; only PayJunction offers Low Fees; only InstaMed offers Enterprise.
Which is cheaper, PayJunction or InstaMed?
PayJunction has published rates from Interchange + 1.49% + $0.15; InstaMed has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayJunction and InstaMed?
PayJunction lists 1 region and 4 payment methods; InstaMed lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayJunction and InstaMed compare on integration and settlement?
both offer a sandbox; both support webhooks; PayJunction publishes a settlement time of 1–2 business days.

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