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PayJunction

PayJunction

Paperless Payments

VS

MB WAY

Portuguese Mobile Payments

MB WAY
Fees from
Interchange + 1.49% + $0.15 vs Free for consumers
Features

1 shared

1 unique to MB WAY
Regions

0 shared

1 unique to PayJunction · 1 unique to MB WAY
Pay methods

1 shared

3 unique to PayJunction · 3 unique to MB WAY

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
PayJunction PayJunction
MB WAY MB WAY
Quick Facts
Fees
Standard transaction rate
Interchange + 1.49% + $0.15
Free for consumers
Settlement
Time to receive funds
1–2 business days
Instant
Founded
2000
2014
Headquarters
Santa Barbara, California
Lisbon, Portugal
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
MB WAY leads (2 vs 1)
Instant Payout Unique
—
✓
Low Fees
✓
✓
Payment Methods
Ach Unique
✓
—
Bank Transfer Unique
—
✓
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Nfc Unique
—
✓
Qr Code Unique
—
✓
Regions
Europe Unique
—
✓
North America Unique
✓
—

PayJunction is best when you...

Paperless Payments
Want coverage in North America
MB WAY doesn't cover this region
View PayJunction

MB WAY is best when you...

Portuguese Mobile Payments
Need Instant Payout
Not available with PayJunction
Want coverage in Europe
PayJunction doesn't cover this region
View MB WAY

Frequently Asked Questions

What is the difference between PayJunction and MB WAY?
They share 1 payment method and 0 regions. PayJunction adds ACH, Credit Card, Debit Card that MB WAY does not list; MB WAY adds Bank Transfer, NFC, QR Code that PayJunction does not list; PayJunction also covers North America; MB WAY also covers Europe.
Which is cheaper, PayJunction or MB WAY?
PayJunction has published rates from Interchange + 1.49% + $0.15; MB WAY has published rates from Free for consumers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayJunction and MB WAY?
PayJunction lists 1 region and 4 payment methods; MB WAY lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayJunction and MB WAY compare on integration and settlement?
PayJunction offers a sandbox, MB WAY does not list one; both support webhooks; PayJunction settles in 1–2 business days, MB WAY in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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