Payline Data

Payline Data

Small Business Processing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Interchange-plus from 0.2% vs Custom
Features

1 shared

1 unique to Payline Data · 4 unique to A-Pay
Regions

0 shared

1 unique to Payline Data · 6 unique to A-Pay
Pay methods

2 shared

2 unique to Payline Data · 17 unique to A-Pay
On region

A-Pay covers 6 regions; Payline Data covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Payline Data Payline Data
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Interchange-plus from 0.2%
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2009
2021
Headquarters
Chicago, Illinois
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Check Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Payline Data is best when you...

Small Business Processing
Need Low Fees
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Payline Data

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Payline Data
Need High Risk Accepted
Not available with Payline Data
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Payline Data doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Payline Data and A-Pay?
They share 2 payment methods and 0 regions. Payline Data adds Check, Debit Card that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 14 more that Payline Data does not list; Payline Data also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Payline Data or A-Pay?
Payline Data has published rates from Interchange-plus from 0.2%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payline Data and A-Pay?
Payline Data lists 1 region and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payline Data and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Payline Data does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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