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Paymático

Paymático

Spanish multi-site businesses such as franchises, restaurant groups, fitness chains, retailers, marketplaces and vertical software platforms that need to centralise payment channels and reconciliation.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

3 shared

4 unique to Paymático · 16 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
Paymático Paymático
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bizum Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Paymático is best when you...

Spanish multi-site businesses such as franchises, restaurant groups, fitness chains, retailers, marketplaces and vertical software platforms that need to centralise payment channels and reconciliation.
View Paymático

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paymático
Need High Risk Accepted
Not available with Paymático
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Paymático doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paymático and A-Pay?
They share 3 payment methods and 0 regions. Paymático adds Bizum, Debit Card, Payment Link and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Paymático does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Paymático or A-Pay?
Paymático has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paymático and A-Pay?
Paymático lists 0 regions and 7 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paymático and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Paymático does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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