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Paymark

Paymark

New Zealand EFTPOS Network

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Per-transaction fees vs Custom
Features

0 shared

1 unique to Paymark · 5 unique to A-Pay
Regions

0 shared

1 unique to Paymark · 6 unique to A-Pay
Pay methods

3 shared

3 unique to Paymark · 16 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Paymark Paymark
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
1989
2021
Headquarters
New Zealand
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Payment Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Paymark is best when you...

New Zealand EFTPOS Network
Need Enterprise
Not available with A-Pay
Want coverage in Oceania
A-Pay doesn't cover this region
View Paymark

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paymark
Need High Risk Accepted
Not available with Paymark
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Paymark doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paymark and A-Pay?
They share 3 payment methods and 0 regions. Paymark adds Contactless, Mobile Payment, QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Paymark does not list; Paymark also covers Oceania; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Paymark or A-Pay?
Paymark has published rates from Per-transaction fees; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paymark and A-Pay?
Paymark lists 1 region and 6 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paymark and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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