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Paymark

Paymark

New Zealand EFTPOS Network

VS

dLocal

Emerging Markets

dLocal
Fees from
Per-transaction fees vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

0 shared

1 unique to Paymark · 4 unique to dLocal
Pay methods

3 shared

3 unique to Paymark · 7 unique to dLocal
On settlement

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Show full specs
2 features · 13 payment methods · 5 regions. We don't rank these — they're here for reference.
Paymark Paymark
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
1989
2016
Headquarters
New Zealand
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Oceania Unique
✓
—

Paymark is best when you...

New Zealand EFTPOS Network
Want coverage in Oceania
dLocal doesn't cover this region
View Paymark

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Paymark
Want coverage in Africa, Asia, Latin America, Middle East
Paymark doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Paymark and dLocal?
They share 3 payment methods and 0 regions. Paymark adds Contactless, Mobile Payment, QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that Paymark does not list; Paymark also covers Oceania; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, Paymark or dLocal?
Paymark has published rates from Per-transaction fees; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paymark and dLocal?
Paymark lists 1 region and 6 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paymark and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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