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PayMaya Business

PayMaya Business

Philippine Business Payment Acceptance

VS

LemFi

African Diaspora Remittances

LemFi
Fees from
1.5-2.5% vs Custom
Features

0 shared

1 unique to PayMaya Business · 2 unique to LemFi
Regions

0 shared

1 unique to PayMaya Business · 3 unique to LemFi
Pay methods

2 shared

2 unique to PayMaya Business · 1 unique to LemFi
On licensing

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Show full specs
3 features · 5 payment methods · 4 regions. We don't rank these — they're here for reference.
PayMaya Business PayMaya Business
LemFi LemFi
Quick Facts
Fees
Standard transaction rate
1.5-2.5%
Custom
Settlement
Time to receive funds
—
—
Founded
2018
2020
Headquarters
Taguig, Philippines
London, United Kingdom
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
LemFi leads (2 vs 1)
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
PayMaya Business leads (4 vs 3)
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Mastercard Unique
✓
—
Mobile Money
✓
✓
Visa Unique
✓
—
Regions
LemFi leads (3 vs 1)
Africa Unique
—
✓
Europe Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
✓
—

PayMaya Business is best when you...

Philippine Business Payment Acceptance
Need Startup Friendly
Not available with LemFi
Want coverage in Southeast Asia
LemFi doesn't cover this region
View PayMaya Business

LemFi is best when you...

African Diaspora Remittances
Need Instant Payout
Not available with PayMaya Business
Need Low Fees
Not available with PayMaya Business
Want coverage in Africa, Europe, North America
PayMaya Business doesn't cover these regions
View LemFi

Frequently Asked Questions

What is the difference between PayMaya Business and LemFi?
They share 2 payment methods and 0 regions. PayMaya Business adds Mastercard, Visa that LemFi does not list; LemFi adds Credit Card that PayMaya Business does not list; PayMaya Business also covers Southeast Asia; LemFi also covers Africa, Europe and 1 more.
Which is cheaper, PayMaya Business or LemFi?
PayMaya Business has published rates from 1.5-2.5%; LemFi has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayMaya Business and LemFi?
PayMaya Business lists 1 region and 4 payment methods; LemFi lists 3 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayMaya Business and LemFi compare on integration and settlement?
PayMaya Business offers a sandbox, LemFi does not list one; PayMaya Business supports webhooks.

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