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Maya

Maya

Philippine market

VS

Banking Circle

Financial Institution Infrastructure

Banking Circle
Fees from
1.5% (in-store), 2% (online) vs Per-transaction
Features

1 shared

1 unique to Maya · 2 unique to Banking Circle
Regions

2 shared

3 unique to Banking Circle
Pay methods

1 shared

5 unique to Maya · 4 unique to Banking Circle

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4 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
Maya Maya
Banking Circle Banking Circle
Quick Facts
Fees
Standard transaction rate
1.5% (in-store), 2% (online)
Per-transaction
Settlement
Time to receive funds
2–3 business days
Instant to 2 business days
Founded
2013
2013
Headquarters
Mandaluyong, Metro Manila, Philippines
Luxembourg
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Banking Circle leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Maya leads (6 vs 5)
Amex Unique
✓
—
Bank Transfer
✓
✓
Mastercard Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Swish Unique
—
✓
Virtual Account Unique
—
✓
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Banking Circle leads (5 vs 2)
Asia
✓
✓
Europe Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Maya is best when you...

Philippine market
Need Startup Friendly
Not available with Banking Circle
View Maya

Banking Circle is best when you...

Financial Institution Infrastructure
Need Enterprise
Not available with Maya
Need Low Fees
Not available with Maya
Want coverage in Europe, North America, Oceania
Maya doesn't cover these regions
View Banking Circle

Frequently Asked Questions

What is the difference between Maya and Banking Circle?
They share 1 payment method and 2 regions. Maya adds Amex, Mastercard, QR Code and 2 more that Banking Circle does not list; Banking Circle adds SEPA, SWIFT, Swish and 1 more that Maya does not list; Banking Circle also covers Europe, North America and 1 more; only Maya offers Startup Friendly.
Which is cheaper, Maya or Banking Circle?
Maya has published rates from 1.5% (in-store), 2% (online); Banking Circle has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Maya and Banking Circle?
Maya lists 2 regions and 6 payment methods; Banking Circle lists 5 and 5. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Maya and Banking Circle compare on integration and settlement?
both offer a sandbox; both support webhooks; Maya settles in 2–3 business days, Banking Circle in Instant to 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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