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Maya

Maya

Philippine market

VS

GCash

Philippine mobile payments and fintech services

GCash
Fees from
1.5% (in-store), 2% (online) vs 1.5% (waived for micro-merchants)
Features

2 shared

Regions

2 shared

Pay methods

4 shared

2 unique to Maya · 1 unique to GCash

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
Maya Maya
GCash GCash
Quick Facts
Fees
Standard transaction rate
1.5% (in-store), 2% (online)
1.5% (waived for micro-merchants)
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2013
2004
Headquarters
Mandaluyong, Metro Manila, Philippines
Taguig, Metro Manila, Philippines
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Startup Friendly
✓
✓
Payment Methods
Maya leads (6 vs 5)
Amex Unique
✓
—
Bank Transfer
✓
✓
Gcash Unique
—
✓
Mastercard
✓
✓
Qr Code
✓
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Asia
✓
✓
Southeast Asia
✓
✓

Maya is best when you...

Philippine market
View Maya

GCash is best when you...

Philippine mobile payments and fintech services
View GCash

Frequently Asked Questions

What is the difference between Maya and GCash?
They share 4 payment methods and 2 regions. Maya adds Amex, WeChat Pay that GCash does not list; GCash adds GCash that Maya does not list.
Which is cheaper, Maya or GCash?
Maya has published rates from 1.5% (in-store), 2% (online); GCash has published rates from 1.5% (waived for micro-merchants). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Maya and GCash?
Maya lists 2 regions and 6 payment methods; GCash lists 2 and 5. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Maya and GCash compare on integration and settlement?
both offer a sandbox; both support webhooks; Maya settles in 2–3 business days, GCash in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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