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PaymentCloud

PaymentCloud

High Approval Rates

VS

Desjardins Payments

Quebec and Ontario business members of Desjardins looking for integrated card acceptance

Desjardins Payments
Fees from
~3-7% vs Custom
Features

0 shared

2 unique to PaymentCloud · 1 unique to Desjardins Payments
Regions

1 shared

1 unique to PaymentCloud
Pay methods

4 shared

2 unique to PaymentCloud · 6 unique to Desjardins Payments
On region

PaymentCloud covers 2 regions; Desjardins Payments covers 1. Verify directly with each provider before signing.

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3 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
PaymentCloud PaymentCloud
Desjardins Payments Desjardins Payments
Quick Facts
Fees
Standard transaction rate
~3-7%
Custom
Settlement
Time to receive funds
1–3 business days
—
Founded
2015
1900
Headquarters
Los Angeles, California
Levis, Quebec, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PaymentCloud leads (2 vs 1)
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Desjardins Payments leads (10 vs 6)
Ach Unique
✓
—
Amex
✓
✓
Apple Pay Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Discover
✓
✓
Echeck Unique
✓
—
Google Pay Unique
—
✓
Interac Unique
—
✓
Mastercard
✓
✓
Visa
✓
✓
Regions
PaymentCloud leads (2 vs 1)
Europe Unique
✓
—
North America
✓
✓

PaymentCloud is best when you...

High Approval Rates
Need High Risk Accepted
Not available with Desjardins Payments
Need Startup Friendly
Not available with Desjardins Payments
Want coverage in Europe
Desjardins Payments doesn't cover this region
View PaymentCloud

Desjardins Payments is best when you...

Quebec and Ontario business members of Desjardins looking for integrated card acceptance
Need Enterprise
Not available with PaymentCloud
View Desjardins Payments

Frequently Asked Questions

What is the difference between PaymentCloud and Desjardins Payments?
They share 4 payment methods and 1 region. PaymentCloud adds ACH, eCheck that Desjardins Payments does not list; Desjardins Payments adds Apple Pay, Contactless, Credit Card and 3 more that PaymentCloud does not list; PaymentCloud also covers Europe; only PaymentCloud offers High Risk Accepted, Startup Friendly.
Which is cheaper, PaymentCloud or Desjardins Payments?
PaymentCloud has published rates from ~3-7%; Desjardins Payments has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PaymentCloud and Desjardins Payments?
PaymentCloud lists 2 regions and 6 payment methods; Desjardins Payments lists 1 and 10. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PaymentCloud and Desjardins Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; PaymentCloud publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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