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Paymentus

Paymentus

Utility & Government Bill Pay

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Paymentus · 4 unique to A-Pay
Regions

0 shared

1 unique to Paymentus · 6 unique to A-Pay
Pay methods

5 shared

3 unique to Paymentus · 14 unique to A-Pay

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Paymentus Paymentus
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2004
2021
Headquarters
Charlotte, North Carolina
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 8)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Cash Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Venmo Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Paymentus is best when you...

Utility & Government Bill Pay
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Paymentus

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paymentus
Need High Risk Accepted
Not available with Paymentus
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Paymentus doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paymentus and A-Pay?
They share 5 payment methods and 0 regions. Paymentus adds Cash, Debit Card, Venmo that A-Pay does not list; A-Pay adds Alipay, Amex, Bank Transfer and 11 more that Paymentus does not list; Paymentus also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Paymentus or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Paymentus and A-Pay?
Paymentus lists 1 region and 8 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paymentus and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Paymentus does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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