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PayMongo

PayMongo

Philippine Developer Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
3.5% + ₱15 cards; 2% e-wallets vs Custom
Features

2 shared

3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

5 unique to PayMongo · 17 unique to A-Pay
On settlement

PayMongo settles in 1–3 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
PayMongo PayMongo
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
3.5% + ₱15 cards; 2% e-wallets
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2019
2021
Headquarters
Taguig, Philippines
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

PayMongo is best when you...

Philippine Developer Payments
View PayMongo

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PayMongo
Need High Risk Accepted
Not available with PayMongo
Want coverage in Africa, Asia, Europe, Latin America, Middle East
PayMongo doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PayMongo and A-Pay?
They share 2 payment methods and 1 region. PayMongo adds Buy Now Pay Later, Debit Card, GCash and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that PayMongo does not list; A-Pay also covers Africa, Asia and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, PayMongo or A-Pay?
PayMongo has published rates from 3.5% + ₱15 cards; 2% e-wallets; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayMongo and A-Pay?
PayMongo lists 1 region and 7 payment methods; A-Pay lists 6 and 19. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayMongo and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayMongo settles in 1–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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