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PayMongo

PayMongo

Philippine Developer Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
3.5% + ₱15 cards; 2% e-wallets vs Custom
Features

0 shared

2 unique to PayMongo · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

6 unique to PayMongo · 6 unique to Alipay
On fees

PayMongo publishes 3.5% + ₱15 cards; 2% e-wallets from. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
4 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
PayMongo PayMongo
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
3.5% + ₱15 cards; 2% e-wallets
Custom
Settlement
Time to receive funds
1–3 business days
Next business day
Founded
2019
2004
Headquarters
Taguig, Philippines
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Gcash Unique
✓
—
Grabpay Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

PayMongo is best when you...

Philippine Developer Payments
Need Instant Sandbox
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View PayMongo

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with PayMongo
Need Instant Payout
Not available with PayMongo
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
PayMongo doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between PayMongo and Alipay?
They share 1 payment method and 1 region. PayMongo adds Bank Transfer, Buy Now Pay Later, Credit Card and 3 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that PayMongo does not list; Alipay also covers Africa, Asia and 5 more; only PayMongo offers Instant Sandbox, Startup Friendly.
Which is cheaper, PayMongo or Alipay?
PayMongo has published rates from 3.5% + ₱15 cards; 2% e-wallets; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayMongo and Alipay?
PayMongo lists 1 region and 7 payment methods; Alipay lists 8 and 7. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayMongo and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayMongo settles in 1–3 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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