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PayNearMe

PayNearMe

iGaming Cash Payments

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
Custom vs Custom
Features

1 shared

9 unique to Niobi
Regions

0 shared

1 unique to PayNearMe · 2 unique to Niobi
Pay methods

0 shared

9 unique to PayNearMe · 7 unique to Niobi
On payment methods

PayNearMe supports 9 payment methods, 2 more than Niobi. Verify directly with each provider before signing.

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10 features · 16 payment methods · 3 regions. We don't rank these — they're here for reference.
PayNearMe PayNearMe
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
2009
2023
Headquarters
San Jose, California
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 1)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
PayNearMe leads (9 vs 7)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Cash Unique
✓
—
Cash Payment Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Eft Unique
—
✓
Google Pay Unique
✓
—
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Qr Code Unique
✓
—
Stablecoin Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Venmo Unique
✓
—
Regions
Niobi leads (2 vs 1)
Africa Unique
—
✓
Global Unique
—
✓
North America Unique
✓
—

PayNearMe is best when you...

iGaming Cash Payments
Want coverage in North America
Niobi doesn't cover this region
View PayNearMe

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with PayNearMe
Need Instant Payout
Not available with PayNearMe
Want coverage in Africa, Global
PayNearMe doesn't cover these regions
View Niobi

Frequently Asked Questions

What is the difference between PayNearMe and Niobi?
They share 0 payment methods and 0 regions. PayNearMe adds ACH, Apple Pay, Cash and 6 more that Niobi does not list; Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that PayNearMe does not list; PayNearMe also covers North America; Niobi also covers Africa, Global.
Which is cheaper, PayNearMe or Niobi?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use PayNearMe and Niobi?
PayNearMe lists 1 region and 9 payment methods; Niobi lists 2 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayNearMe and Niobi compare on integration and settlement?
both offer a sandbox; both support webhooks; PayNearMe publishes a settlement time of 1–2 business days.

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