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PayNearMe

PayNearMe

iGaming Cash Payments

VS

Pay.com

Modern Online Payment Gateway

Pay.com
Fees from
Custom vs 2.85%–2.9% + $0.27
Features

0 shared

1 unique to PayNearMe · 2 unique to Pay.com
Regions

1 shared

1 unique to Pay.com
Pay methods

3 shared

6 unique to PayNearMe · 5 unique to Pay.com
On fees

PayNearMe uses custom pricing, quoted on engagement. Pay.com publishes 2.85%–2.9% + $0.27 from. Verify directly with each provider before signing.

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Show full specs
3 features · 14 payment methods · 2 regions. We don't rank these — they're here for reference.
PayNearMe PayNearMe
Pay.com Pay.com
Quick Facts
Fees
Standard transaction rate
Custom
2.85%–2.9% + $0.27
Settlement
Time to receive funds
1–2 business days
—
Founded
2009
2020
Headquarters
San Jose, California
Tel Aviv, Israel
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Pay.com leads (2 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
PayNearMe leads (9 vs 8)
Ach
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Cash Unique
✓
—
Cash Payment Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Qr Code Unique
✓
—
Venmo Unique
✓
—
Visa Unique
—
✓
Regions
Pay.com leads (2 vs 1)
Europe Unique
—
✓
North America
✓
✓

PayNearMe is best when you...

iGaming Cash Payments
Need Enterprise
Not available with Pay.com
View PayNearMe

Pay.com is best when you...

Modern Online Payment Gateway
Need Instant Sandbox
Not available with PayNearMe
Need Startup Friendly
Not available with PayNearMe
Want coverage in Europe
PayNearMe doesn't cover this region
View Pay.com

Frequently Asked Questions

What is the difference between PayNearMe and Pay.com?
They share 3 payment methods and 1 region. PayNearMe adds Cash, Cash Payment, Credit Card and 3 more that Pay.com does not list; Pay.com adds Amex, Bank Transfer, Mastercard and 2 more that PayNearMe does not list; Pay.com also covers Europe; only PayNearMe offers Enterprise.
Which is cheaper, PayNearMe or Pay.com?
PayNearMe has custom pricing quoted on engagement; Pay.com has published rates from 2.85%–2.9% + $0.27. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayNearMe and Pay.com?
PayNearMe lists 1 region and 9 payment methods; Pay.com lists 2 and 8. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayNearMe and Pay.com compare on integration and settlement?
both offer a sandbox; both support webhooks; PayNearMe publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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