Paynimo (TechProcess) vs dLocal — Settlement speed

Paynimo (TechProcess)

Indian Merchant Payment Gateway

dLocal

Emerging Markets

Fees from

1.75-2% vs 3-7% all-inclusive

Features

0 shared

1 unique to Paynimo (TechProcess) · 2 unique to dLocal

Regions

1 shared

3 unique to dLocal

Pay methods

3 shared

7 unique to dLocal

On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs

3 features · 10 payment methods · 4 regions. We don't rank these — they're here for reference.

Paynimo (TechProcess)

dLocal

Quick Facts

Fees

Standard transaction rate

1.75-2%

3-7% all-inclusive

Settlement

Time to receive funds

—

2–7 business days

Founded

2000

2016

Headquarters

Mumbai, India

Montevideo, Uruguay

Sandbox / Test Mode

✓

Webhook Support

✓

Features

dLocal leads (2 vs 1)

Enterprise Unique

—

✓

Instant Payout Unique

—

✓

Startup Friendly Unique

✓

—

Payment Methods

dLocal leads (10 vs 3)

Amex Unique

—

✓

Bank Transfer

✓

Boleto Unique

—

✓

Cash Unique

—

✓

Digital Wallet Unique

—

✓

Mastercard

✓

Oxxo Unique

—

✓

Pix Unique

—

✓

Pse Unique

—

✓

Visa

✓

Regions

dLocal leads (4 vs 1)

Africa Unique

—

✓

Asia

✓

Latin America Unique

—

✓

Middle East Unique

—

✓

Paynimo (TechProcess) is best when you...

Indian Merchant Payment Gateway

Need Startup Friendly

Not available with dLocal

View Paynimo (TechProcess)

dLocal is best when you...

Emerging Markets

Need Enterprise

Not available with Paynimo (TechProcess)

Need Instant Payout

Not available with Paynimo (TechProcess)

Want coverage in Africa, Latin America, Middle East

Paynimo (TechProcess) doesn't cover these regions

View dLocal

Frequently Asked Questions

What is the difference between Paynimo (TechProcess) and dLocal?

They share 3 payment methods and 1 region. dLocal adds Amex, Boleto, Cash and 4 more that Paynimo (TechProcess) does not list; dLocal also covers Africa, Latin America and 1 more; only Paynimo (TechProcess) offers Startup Friendly; only dLocal offers Enterprise, Instant Payout.

Which is cheaper, Paynimo (TechProcess) or dLocal?

Paynimo (TechProcess) has published rates from 1.75-2%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use Paynimo (TechProcess) and dLocal?

Paynimo (TechProcess) lists 1 region and 3 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do Paynimo (TechProcess) and dLocal compare on integration and settlement?

both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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