Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
PayNow

PayNow

Singapore transfers

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to PayNow · 1 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

1 shared

3 unique to PayNow · 6 unique to Alipay
On region

Alipay covers 8 regions; PayNow covers 2. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
PayNow PayNow
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
Next business day
Founded
2017
2004
Headquarters
Singapore
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Paynow Unique
✓
—
Qr Code
✓
✓
Real Time Payments Unique
✓
—
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

PayNow is best when you...

Singapore transfers
Need Low Fees
Not available with Alipay
View PayNow

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with PayNow
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
PayNow doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between PayNow and Alipay?
They share 1 payment method and 2 regions. PayNow adds Bank Transfer, PayNow, Real-Time Payments that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that PayNow does not list; Alipay also covers Africa, Europe and 4 more; only PayNow offers Low Fees.
Which is cheaper, PayNow or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use PayNow and Alipay?
PayNow lists 2 regions and 4 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayNow and Alipay compare on integration and settlement?
Alipay offers a sandbox, PayNow does not list one; both support webhooks; PayNow settles in Instant, Alipay in Next business day.

Are you PayNow or Alipay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →