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PayNow

PayNow

Singapore transfers

VS

Ascend Money

Thai Fintech Ecosystem

Ascend Money
Fees from
Custom vs Custom
Features

0 shared

2 unique to PayNow · 2 unique to Ascend Money
Regions

1 shared

1 unique to PayNow
Pay methods

2 shared

2 unique to PayNow · 1 unique to Ascend Money

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4 features · 5 payment methods · 2 regions. We don't rank these — they're here for reference.
PayNow PayNow
Ascend Money Ascend Money
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
Same day
Founded
2017
2013
Headquarters
Singapore
Bangkok, Thailand
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
PayNow leads (4 vs 3)
Bank Transfer
✓
✓
Mobile Wallet Unique
—
✓
Paynow Unique
✓
—
Qr Code
✓
✓
Real Time Payments Unique
✓
—
Regions
PayNow leads (2 vs 1)
Asia Unique
✓
—
Southeast Asia
✓
✓

PayNow is best when you...

Singapore transfers
Need Instant Payout
Not available with Ascend Money
Need Low Fees
Not available with Ascend Money
Want coverage in Asia
Ascend Money doesn't cover this region
View PayNow

Ascend Money is best when you...

Thai Fintech Ecosystem
Need Enterprise
Not available with PayNow
Need Startup Friendly
Not available with PayNow
View Ascend Money

Frequently Asked Questions

What is the difference between PayNow and Ascend Money?
They share 2 payment methods and 1 region. PayNow adds PayNow, Real-Time Payments that Ascend Money does not list; Ascend Money adds Mobile Wallet that PayNow does not list; PayNow also covers Asia; only PayNow offers Instant Payout, Low Fees.
Which is cheaper, PayNow or Ascend Money?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use PayNow and Ascend Money?
PayNow lists 2 regions and 4 payment methods; Ascend Money lists 1 and 3. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayNow and Ascend Money compare on integration and settlement?
both support webhooks; PayNow settles in Instant, Ascend Money in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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