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PayNow

PayNow

Singapore transfers

VS

LINE Pay

Japanese Social Payments

LINE Pay
Fees from
Custom vs 2.45%-3.45% for merchants
Features

1 shared

1 unique to PayNow
Regions

2 shared

Pay methods

1 shared

3 unique to PayNow · 3 unique to LINE Pay
On settlement

PayNow settles in Instant; LINE Pay settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
PayNow PayNow
LINE Pay LINE Pay
Quick Facts
Fees
Standard transaction rate
Custom
2.45%-3.45% for merchants
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2017
2014
Headquarters
Singapore
Tokyo, Japan
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
PayNow leads (2 vs 1)
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Bank Transfer Unique
✓
—
Credit Card Unique
—
✓
Digital Wallet Unique
—
✓
Line Pay Unique
—
✓
Paynow Unique
✓
—
Qr Code
✓
✓
Real Time Payments Unique
✓
—
Regions
Asia
✓
✓
Southeast Asia
✓
✓

PayNow is best when you...

Singapore transfers
Need Low Fees
Not available with LINE Pay
View PayNow

LINE Pay is best when you...

Japanese Social Payments
View LINE Pay

Frequently Asked Questions

What is the difference between PayNow and LINE Pay?
They share 1 payment method and 2 regions. PayNow adds Bank Transfer, PayNow, Real-Time Payments that LINE Pay does not list; LINE Pay adds Credit Card, Digital Wallet, LINE Pay that PayNow does not list; only PayNow offers Low Fees.
Which is cheaper, PayNow or LINE Pay?
PayNow has custom pricing quoted on engagement; LINE Pay has published rates from 2.45%-3.45% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayNow and LINE Pay?
PayNow lists 2 regions and 4 payment methods; LINE Pay lists 2 and 4. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayNow and LINE Pay compare on integration and settlement?
LINE Pay offers a sandbox, PayNow does not list one; both support webhooks; PayNow settles in Instant, LINE Pay in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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