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PayNow

PayNow

Singapore transfers

VS

Papaya Global

Global Workforce Payments

Papaya Global
Fees from
Custom vs From $3 per payment
Features

0 shared

2 unique to PayNow · 1 unique to Papaya Global
Regions

1 shared

1 unique to PayNow · 3 unique to Papaya Global
Pay methods

1 shared

3 unique to PayNow · 4 unique to Papaya Global
On payment methods

Papaya Global supports 5 payment methods, 1 more than PayNow. Verify directly with each provider before signing.

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3 features · 8 payment methods · 5 regions. We don't rank these — they're here for reference.
PayNow PayNow
Papaya Global Papaya Global
Quick Facts
Fees
Standard transaction rate
Custom
From $3 per payment
Settlement
Time to receive funds
Instant
2–5 business days
Founded
2017
2016
Headquarters
Singapore
New York, New York
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
PayNow leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Payment Methods
Papaya Global leads (5 vs 4)
Ach Unique
—
✓
Bank Transfer
✓
✓
Paynow Unique
✓
—
Qr Code Unique
✓
—
Real Time Payments Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Wire Transfer Unique
—
✓
Regions
Papaya Global leads (4 vs 2)
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
✓
—

PayNow is best when you...

Singapore transfers
Need Instant Payout
Not available with Papaya Global
Need Low Fees
Not available with Papaya Global
Want coverage in Southeast Asia
Papaya Global doesn't cover this region
View PayNow

Papaya Global is best when you...

Global Workforce Payments
Need Enterprise
Not available with PayNow
Want coverage in Europe, Latin America, North America
PayNow doesn't cover these regions
View Papaya Global

Frequently Asked Questions

What is the difference between PayNow and Papaya Global?
They share 1 payment method and 1 region. PayNow adds PayNow, QR Code, Real-Time Payments that Papaya Global does not list; Papaya Global adds ACH, SEPA, SWIFT and 1 more that PayNow does not list; PayNow also covers Southeast Asia; Papaya Global also covers Europe, Latin America and 1 more.
Which is cheaper, PayNow or Papaya Global?
PayNow has custom pricing quoted on engagement; Papaya Global has published rates from From $3 per payment. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayNow and Papaya Global?
PayNow lists 2 regions and 4 payment methods; Papaya Global lists 4 and 5. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayNow and Papaya Global compare on integration and settlement?
Papaya Global offers a sandbox, PayNow does not list one; both support webhooks; PayNow settles in Instant, Papaya Global in 2–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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