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Payoneer

Payoneer

Freelancer Payments

VS

B2BINPAY

B2B cryptocurrency and fiat conversions

B2BINPAY
Fees from
3.99% + $0.49 vs 0.25% - 0.5% incoming; no recurring fees
Features

1 shared

2 unique to Payoneer · 3 unique to B2BINPAY
Regions

5 shared

3 unique to B2BINPAY
Pay methods

0 shared

6 unique to Payoneer · 9 unique to B2BINPAY
On licensing

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Show full specs
6 features · 15 payment methods · 8 regions. We don't rank these — they're here for reference.
Payoneer Payoneer
B2BINPAY B2BINPAY
Quick Facts
Fees
Standard transaction rate
3.99% + $0.49
0.25% - 0.5% incoming; no recurring fees
Settlement
Time to receive funds
2–7 business days
Same day
Founded
2005
2015
Headquarters
New York City, New York, United States
Rome, Italy
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
B2BINPAY leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
B2BINPAY leads (9 vs 6)
Ach Unique
✓
—
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Corporate Card Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Ethereum Unique
—
✓
Litecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Wire Transfer Unique
✓
—
Xrp Unique
—
✓
Regions
B2BINPAY leads (8 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Payoneer is best when you...

Freelancer Payments
Need Instant Payout
Not available with B2BINPAY
Need Startup Friendly
Not available with B2BINPAY
View Payoneer

B2BINPAY is best when you...

B2B cryptocurrency and fiat conversions
Need Crypto Support
Not available with Payoneer
Need High Risk Accepted
Not available with Payoneer
Want coverage in Middle East, Oceania, Southeast Asia
Payoneer doesn't cover these regions
View B2BINPAY

Frequently Asked Questions

What is the difference between Payoneer and B2BINPAY?
They share 0 payment methods and 5 regions. Payoneer adds ACH, Bank Transfer, Credit Card and 3 more that B2BINPAY does not list; B2BINPAY adds Bitcoin, BNB, Corporate Card and 6 more that Payoneer does not list; B2BINPAY also covers Middle East, Oceania and 1 more; only Payoneer offers Instant Payout, Startup Friendly.
Which is cheaper, Payoneer or B2BINPAY?
Payoneer has published rates from 3.99% + $0.49; B2BINPAY has published rates from 0.25% - 0.5% incoming; no recurring fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payoneer and B2BINPAY?
Payoneer lists 5 regions and 6 payment methods; B2BINPAY lists 8 and 9. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payoneer and B2BINPAY compare on integration and settlement?
both offer a sandbox; both support webhooks; Payoneer settles in 2–7 business days, B2BINPAY in Same day.

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