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Payoneer

Payoneer

Freelancer Payments

VS

Boku

Carrier Billing

Boku
Fees from
3.99% + $0.49 vs Custom
Features

1 shared

2 unique to Payoneer
Regions

5 shared

2 unique to Boku
Pay methods

1 shared

5 unique to Payoneer · 2 unique to Boku
On region

Boku covers 7 regions; Payoneer covers 5. Verify directly with each provider before signing.

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Show full specs
3 features · 8 payment methods · 7 regions. We don't rank these — they're here for reference.
Payoneer Payoneer
Boku Boku
Quick Facts
Fees
Standard transaction rate
3.99% + $0.49
Custom
Settlement
Time to receive funds
2–7 business days
—
Founded
2005
2008
Headquarters
New York City, New York, United States
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Payoneer leads (3 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Payoneer leads (6 vs 3)
Ach Unique
✓
—
Bank Transfer Unique
✓
—
Carrier Billing Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Mobile Money Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Boku leads (7 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Payoneer is best when you...

Freelancer Payments
Need Instant Payout
Not available with Boku
Need Startup Friendly
Not available with Boku
View Payoneer

Boku is best when you...

Carrier Billing
Want coverage in Oceania, Southeast Asia
Payoneer doesn't cover these regions
View Boku

Frequently Asked Questions

What is the difference between Payoneer and Boku?
They share 1 payment method and 5 regions. Payoneer adds ACH, Bank Transfer, Credit Card and 2 more that Boku does not list; Boku adds Carrier Billing, Mobile Money that Payoneer does not list; Boku also covers Oceania, Southeast Asia; only Payoneer offers Instant Payout, Startup Friendly.
Which is cheaper, Payoneer or Boku?
Payoneer has published rates from 3.99% + $0.49; Boku has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payoneer and Boku?
Payoneer lists 5 regions and 6 payment methods; Boku lists 7 and 3. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payoneer and Boku compare on integration and settlement?
both offer a sandbox; both support webhooks; Payoneer publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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