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Payoneer

Payoneer

Freelancer Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
3.99% + $0.49 vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

1 unique to Payoneer · 2 unique to Checkout.com
Regions

5 shared

3 unique to Checkout.com
Pay methods

1 shared

5 unique to Payoneer · 34 unique to Checkout.com
On settlement

Payoneer settles in 2–7 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
Payoneer Payoneer
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
3.99% + $0.49
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2–7 business days
1–3 business days
Founded
2005
2012
Headquarters
New York City, New York, United States
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 3)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Checkout.com leads (8 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Payoneer is best when you...

Freelancer Payments
Need Startup Friendly
Not available with Checkout.com
View Payoneer

Checkout.com is best when you...

Global Performance
Need Instant Sandbox
Not available with Payoneer
Need Recurring Payments
Not available with Payoneer
Want coverage in Middle East, Oceania, Southeast Asia
Payoneer doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Payoneer and Checkout.com?
They share 1 payment method and 5 regions. Payoneer adds Bank Transfer, Credit Card, Debit Card and 2 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 31 more that Payoneer does not list; Checkout.com also covers Middle East, Oceania and 1 more; only Payoneer offers Startup Friendly.
Which is cheaper, Payoneer or Checkout.com?
Payoneer has published rates from 3.99% + $0.49; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payoneer and Checkout.com?
Payoneer lists 5 regions and 6 payment methods; Checkout.com lists 8 and 35. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payoneer and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Payoneer settles in 2–7 business days, Checkout.com in 1–3 business days.

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