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Payoo

Payoo

Vietnamese Multi-Channel Bill Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Per-transaction vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

0 shared

1 unique to Payoo · 4 unique to dLocal
Pay methods

3 shared

1 unique to Payoo · 7 unique to dLocal

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2 features · 11 payment methods · 5 regions. We don't rank these — they're here for reference.
Payoo Payoo
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Per-transaction
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2008
2016
Headquarters
Ho Chi Minh City, Vietnam
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

Payoo is best when you...

Vietnamese Multi-Channel Bill Payments
Want coverage in Southeast Asia
dLocal doesn't cover this region
View Payoo

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Payoo
Want coverage in Africa, Asia, Latin America, Middle East
Payoo doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Payoo and dLocal?
They share 3 payment methods and 0 regions. Payoo adds Mobile Money that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that Payoo does not list; Payoo also covers Southeast Asia; dLocal also covers Africa, Asia and 2 more.
Which is cheaper, Payoo or dLocal?
Payoo has published rates from Per-transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payoo and dLocal?
Payoo lists 1 region and 4 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payoo and dLocal compare on integration and settlement?
dLocal offers a sandbox, Payoo does not list one; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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