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PayPal

PayPal

Global e-commerce

VS

MultiSafepay

European e-commerce

MultiSafepay
Fees from
2.9% + $0.30 + split fees vs €0.15 + 1.8% cards
Features

1 shared

4 unique to PayPal · 2 unique to MultiSafepay
Regions

1 shared

6 unique to PayPal
Pay methods

10 shared

9 unique to PayPal · 3 unique to MultiSafepay

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7 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
PayPal PayPal
MultiSafepay MultiSafepay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30 + split fees
€0.15 + 1.8% cards
Settlement
Time to receive funds
3–5 business days
Next business day
Founded
1998
2000
Headquarters
San Jose, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 3)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
PayPal leads (19 vs 13)
Amex
✓
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer Unique
✓
—
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Giropay
✓
✓
Google Pay
✓
✓
Ideal
✓
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Przelewy24 Unique
✓
—
Sepa Unique
—
✓
Sofort
✓
✓
Trustly Unique
✓
—
Venmo Unique
✓
—
Visa
✓
✓
Regions
PayPal leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with MultiSafepay
Need Enterprise
Not available with MultiSafepay
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
MultiSafepay doesn't cover these regions
View PayPal

MultiSafepay is best when you...

European e-commerce
Need Recurring Payments
Not available with PayPal
Need Startup Friendly
Not available with PayPal
View MultiSafepay

Frequently Asked Questions

What is the difference between PayPal and MultiSafepay?
They share 10 payment methods and 1 region. PayPal adds Bank Transfer, BLIK, Buy Now Pay Later and 6 more that MultiSafepay does not list; MultiSafepay adds Credit Card, Klarna, SEPA that PayPal does not list; PayPal also covers Africa, Asia and 4 more; only PayPal offers Crypto Support, Enterprise and 2 more.
Which is cheaper, PayPal or MultiSafepay?
PayPal has published rates from 2.9% + $0.30 + split fees; MultiSafepay has published rates from €0.15 + 1.8% cards. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayPal and MultiSafepay?
PayPal lists 7 regions and 19 payment methods; MultiSafepay lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayPal and MultiSafepay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayPal settles in 3–5 business days, MultiSafepay in Next business day.

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