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PayPay Portugal

PayPay Portugal

Portuguese businesses that want Multibanco references and MB WAY alongside cards, online and in store

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

0 shared

2 unique to dLocal
Regions

0 shared

4 unique to dLocal
Pay methods

2 shared

8 unique to PayPay Portugal · 8 unique to dLocal

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2 features · 18 payment methods · 4 regions. We don't rank these — they're here for reference.
PayPay Portugal PayPay Portugal
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
—
2016
Headquarters
—
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Multibanco Unique
✓
—
Oxxo Unique
—
✓
Payment Link Unique
✓
—
Pix Unique
—
✓
Pos Unique
✓
—
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

PayPay Portugal is best when you...

Portuguese businesses that want Multibanco references and MB WAY alongside cards, online and in store
View PayPay Portugal

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with PayPay Portugal
Need Instant Payout
Not available with PayPay Portugal
Want coverage in Africa, Asia, Latin America, Middle East
PayPay Portugal doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between PayPay Portugal and dLocal?
They share 2 payment methods and 0 regions. PayPay Portugal adds Apple Pay, Credit Card, Debit Card and 5 more that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that PayPay Portugal does not list; dLocal also covers Africa, Asia and 2 more; only dLocal offers Enterprise, Instant Payout.
Which is cheaper, PayPay Portugal or dLocal?
PayPay Portugal has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayPay Portugal and dLocal?
PayPay Portugal lists 0 regions and 10 payment methods; dLocal lists 4 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayPay Portugal and dLocal compare on integration and settlement?
dLocal offers a sandbox, PayPay Portugal does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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