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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Atome

Retail and e-commerce merchants in Southeast Asia

Atome
Fees from
0.99%–2.69% vs Custom
Features

2 shared

6 unique to Paypercut
Regions

0 shared

1 unique to Paypercut · 2 unique to Atome
Pay methods

1 shared

10 unique to Paypercut · 1 unique to Atome
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
8 features · 12 payment methods · 3 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Atome Atome
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
2025
2019
Headquarters
—
Singapore
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Paypercut leads (8 vs 2)
Instant Sandbox Unique
✓
—
Low Fees
✓
✓
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Paypercut leads (11 vs 2)
Apple Pay Unique
✓
—
Blik Unique
✓
—
Bnpl
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Installments Unique
—
✓
Maestro Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Visa Unique
✓
—
Regions
Atome leads (2 vs 1)
Asia Unique
—
✓
Europe Unique
✓
—
Southeast Asia Unique
—
✓

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Atome
Need Marketplace Support
Not available with Atome
Want coverage in Europe
Atome doesn't cover this region
View Paypercut

Atome is best when you...

Retail and e-commerce merchants in Southeast Asia
Want coverage in Asia, Southeast Asia
Paypercut doesn't cover these regions
View Atome

Frequently Asked Questions

What is the difference between Paypercut and Atome?
They share 1 payment method and 0 regions. Paypercut adds Apple Pay, BLIK, Credit Card and 7 more that Atome does not list; Atome adds Installments that Paypercut does not list; Paypercut also covers Europe; Atome also covers Asia, Southeast Asia.
Which is cheaper, Paypercut or Atome?
Paypercut has published rates from 0.99%–2.69%; Atome has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Atome?
Paypercut lists 1 region and 11 payment methods; Atome lists 2 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Atome compare on integration and settlement?
Paypercut publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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