Paypercut
Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
VS
CentralPay
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
Fees from
0.99%–2.69% vs Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
Features
0 shared
8 unique to Paypercut
Regions
0 shared
1 unique to Paypercut
Pay methods
4 shared
7 unique to Paypercut · 5 unique to CentralPay
On payment methods
Paypercut supports 11 payment methods, 2 more than CentralPay. Verify directly with each provider before signing.
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Show full specs 8 features · 16 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
8 features · 16 payment methods · 1 regions. We
don't rank these — they're here for reference.
Paypercut CentralPayQuick Facts
Fees
Standard transaction rate
0.99%–2.69%
Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
Settlement
Time to receive funds
1–2 business days
—
Founded
2025
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features Paypercut leads (8 vs 0)
Paypercut leads (8 vs 0)Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Paypercut leads (11 vs 9)
Paypercut leads (11 vs 9)Amex Unique
—
✓
Apple Pay
✓
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Open Banking Unique
—
✓
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sepa Instant Unique
—
✓
Visa
✓
✓
Regions Paypercut leads (1 vs 0)
Paypercut leads (1 vs 0)Europe Unique
✓
—
Paypercut is best when you...
Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with CentralPay
Need Low Fees
Not available with CentralPay
Want coverage in Europe
CentralPay doesn't cover this region
CentralPay is best when you...
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
Frequently Asked Questions
What is the difference between Paypercut and CentralPay?
They share 4 payment methods and 0 regions. Paypercut adds BLIK, Buy Now Pay Later, Credit Card and 4 more that CentralPay does not list; CentralPay adds Amex, Cartes Bancaires, Open Banking and 2 more that Paypercut does not list; Paypercut also covers Europe; only Paypercut offers Instant Sandbox, Low Fees and 6 more.
Which is cheaper, Paypercut or CentralPay?
Paypercut has published rates from 0.99%–2.69%; CentralPay has published rates from Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and CentralPay?
Paypercut lists 1 region and 11 payment methods; CentralPay lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and CentralPay compare on integration and settlement?
Paypercut publishes a settlement time of 1–2 business days.
Are you Paypercut or CentralPay?
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