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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Chapa

Ethiopian Payments

Chapa
Fees from
0.99%–2.69% vs From 2% per transaction
Features

1 shared

7 unique to Paypercut
Regions

0 shared

1 unique to Paypercut · 1 unique to Chapa
Pay methods

2 shared

9 unique to Paypercut · 2 unique to Chapa
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
8 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Chapa Chapa
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
From 2% per transaction
Settlement
Time to receive funds
1–2 business days
1–3 hours
Founded
2025
2021
Headquarters
—
Addis Ababa, Ethiopia
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paypercut leads (8 vs 1)
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Paypercut leads (11 vs 4)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Visa Unique
✓
—
Regions
Africa Unique
—
✓
Europe Unique
✓
—

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Chapa
Need Low Fees
Not available with Chapa
Want coverage in Europe
Chapa doesn't cover this region
View Paypercut

Chapa is best when you...

Ethiopian Payments
Want coverage in Africa
Paypercut doesn't cover this region
View Chapa

Frequently Asked Questions

What is the difference between Paypercut and Chapa?
They share 2 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 6 more that Chapa does not list; Chapa adds Bank Transfer, Mobile Money that Paypercut does not list; Paypercut also covers Europe; Chapa also covers Africa.
Which is cheaper, Paypercut or Chapa?
Paypercut has published rates from 0.99%–2.69%; Chapa has published rates from From 2% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Chapa?
Paypercut lists 1 region and 11 payment methods; Chapa lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Chapa compare on integration and settlement?
Chapa offers a sandbox, Paypercut does not list one; Chapa supports webhooks; Paypercut settles in 1–2 business days, Chapa in 1–3 hours.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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