Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Culqi

Peruvian startups and SMEs accepting local cards, Yape and PagoEfectivo

Culqi
Fees from
0.99%–2.69% vs 3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee
Features

3 shared

5 unique to Paypercut
Regions

0 shared

1 unique to Paypercut · 1 unique to Culqi
Pay methods

5 shared

6 unique to Paypercut · 2 unique to Culqi
On payment methods

Paypercut supports 11 payment methods, 4 more than Culqi. Verify directly with each provider before signing.

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Show full specs
8 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Culqi Culqi
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee
Settlement
Time to receive funds
1–2 business days
Same day
Founded
2025
2013
Headquarters
—
Lima, Peru
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paypercut leads (8 vs 3)
Instant Sandbox
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Paypercut leads (11 vs 7)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Visa
✓
✓
Regions
Europe Unique
✓
—
Latin America Unique
—
✓

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Low Fees
Not available with Culqi
Need Marketplace Support
Not available with Culqi
Want coverage in Europe
Culqi doesn't cover this region
View Paypercut

Culqi is best when you...

Peruvian startups and SMEs accepting local cards, Yape and PagoEfectivo
Want coverage in Latin America
Paypercut doesn't cover this region
View Culqi

Frequently Asked Questions

What is the difference between Paypercut and Culqi?
They share 5 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Google Pay and 3 more that Culqi does not list; Culqi adds Bank Transfer, Digital Wallet that Paypercut does not list; Paypercut also covers Europe; Culqi also covers Latin America.
Which is cheaper, Paypercut or Culqi?
Paypercut has published rates from 0.99%–2.69%; Culqi has published rates from 3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Culqi?
Paypercut lists 1 region and 11 payment methods; Culqi lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Culqi compare on integration and settlement?
Culqi offers a sandbox, Paypercut does not list one; Culqi supports webhooks; Paypercut settles in 1–2 business days, Culqi in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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