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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Efecty

Colombian cash and postal payments

Efecty
Fees from
0.99%–2.69% vs Custom
Features

0 shared

8 unique to Paypercut
Regions

0 shared

1 unique to Paypercut · 1 unique to Efecty
Pay methods

1 shared

10 unique to Paypercut · 2 unique to Efecty
On payment methods

Paypercut supports 11 payment methods, 8 more than Efecty. Verify directly with each provider before signing.

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Show full specs
8 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Efecty Efecty
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2025
1996
Headquarters
—
Bogotá, Colombia
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paypercut leads (8 vs 0)
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paypercut leads (11 vs 3)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Qr Code
✓
✓
Visa Unique
✓
—
Regions
Europe Unique
✓
—
Latin America Unique
—
✓

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Efecty
Need Low Fees
Not available with Efecty
Want coverage in Europe
Efecty doesn't cover this region
View Paypercut

Efecty is best when you...

Colombian cash and postal payments
Want coverage in Latin America
Paypercut doesn't cover this region
View Efecty

Frequently Asked Questions

What is the difference between Paypercut and Efecty?
They share 1 payment method and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 7 more that Efecty does not list; Efecty adds Bank Transfer, Cash that Paypercut does not list; Paypercut also covers Europe; Efecty also covers Latin America.
Which is cheaper, Paypercut or Efecty?
Paypercut has published rates from 0.99%–2.69%; Efecty has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Efecty?
Paypercut lists 1 region and 11 payment methods; Efecty lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Efecty compare on integration and settlement?
Efecty offers a sandbox, Paypercut does not list one; Efecty supports webhooks; Paypercut settles in 1–2 business days, Efecty in Next business day.

Are you Paypercut or Efecty?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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