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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Merpay

Japanese Mobile Payments

Merpay
Fees from
0.99%–2.69% vs Custom
Features

0 shared

8 unique to Paypercut · 1 unique to Merpay
Regions

0 shared

1 unique to Paypercut · 1 unique to Merpay
Pay methods

1 shared

10 unique to Paypercut · 2 unique to Merpay

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Show full specs
9 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Merpay Merpay
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
Custom
Settlement
Time to receive funds
1–2 business days
2 business days
Founded
2025
2017
Headquarters
—
Tokyo, Japan
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Paypercut leads (8 vs 1)
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paypercut leads (11 vs 3)
Apple Pay Unique
✓
—
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Nfc Unique
—
✓
Payment Link Unique
✓
—
Qr Code
✓
✓
Visa Unique
✓
—
Regions
Asia Unique
—
✓
Europe Unique
✓
—

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Merpay
Need Low Fees
Not available with Merpay
Want coverage in Europe
Merpay doesn't cover this region
View Paypercut

Merpay is best when you...

Japanese Mobile Payments
Need Instant Payout
Not available with Paypercut
Want coverage in Asia
Paypercut doesn't cover this region
View Merpay

Frequently Asked Questions

What is the difference between Paypercut and Merpay?
They share 1 payment method and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 7 more that Merpay does not list; Merpay adds Digital Wallet, NFC that Paypercut does not list; Paypercut also covers Europe; Merpay also covers Asia.
Which is cheaper, Paypercut or Merpay?
Paypercut has published rates from 0.99%–2.69%; Merpay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Merpay?
Paypercut lists 1 region and 11 payment methods; Merpay lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Merpay compare on integration and settlement?
Merpay supports webhooks; Paypercut settles in 1–2 business days, Merpay in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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